Pradhan Mantri Awas Yojana – Urban (PMAY-U) helps urban poor and middle-income families own a pucca house through financial assistance and interest subsidy.
Apply and check your status free on the official Government of India portal.
Benefits
- Financial assistance to build or buy a pucca house in urban areas
- Interest subsidy on home loans for eligible income groups
- Priority for women, SC/ST, and weaker sections
- Pucca house with basic amenities
Eligibility
- Urban household without a pucca house in their name anywhere in India
- Belongs to EWS, LIG or MIG income categories
- Family has not availed central housing assistance before
Documents required
- Aadhaar of all family members
- Income certificate
- Bank account & property details
How to apply
- Apply on pmay-urban.gov.in or at a Common Service Centre/ULB.
- Submit Aadhaar, income and bank details.
- Track your application and receive the subsidy/assistance after approval.
Helpline
1800-11-3377
Official links
- PMAY-Urban portal ↗
- Track / assess your application ↗
- Ministry of Housing & Urban Affairs ↗
- Check your eligibility on myScheme (Govt of India) ↗
FAQs
Who is eligible for PMAY-Urban?
Urban EWS/LIG/MIG families without a pucca house who have not taken central housing assistance before.
How much subsidy does PMAY-U give?
Eligible families get an interest subsidy on home loans and financial assistance to build or buy a house, as per their income category.