Pradhan Mantri Shram Yogi Maandhan (PM-SYM) is a voluntary pension scheme for unorganised-sector workers, offering a guaranteed monthly pension after the age of 60.
Apply and check status free on the official Government of India portal.
Benefits
- Guaranteed pension of ₹3,000 per month after age 60
- Government matches the worker’s monthly contribution
- Family pension to spouse on the subscriber’s death
Eligibility
- Unorganised-sector worker aged 18–40 years
- Monthly income up to ₹15,000
- Not covered under EPFO/ESIC/NPS
Documents required
- Aadhaar
- Savings/Jan Dhan bank account
- Mobile number
How to apply
- Visit a Common Service Centre (CSC) or maandhan.in.
- Enrol with Aadhaar and bank details and choose your contribution.
- Pay the monthly contribution; government adds an equal share.
Helpline
1800-267-6888
FAQs
How much pension does PM-SYM give?
A guaranteed ₹3,000 per month after the age of 60.
Who can join PM Shram Yogi Maandhan?
Unorganised workers aged 18–40 earning up to ₹15,000/month and not covered by EPFO/ESIC/NPS.