Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world’s largest health-assurance scheme, giving eligible families ₹5 lakh per year of cashless, paperless treatment at empanelled hospitals.
Apply and check your status free on the official Government of India portal.
Benefits
- ₹5 lakh per family per year for secondary and tertiary care
- Cashless and paperless treatment at empanelled hospitals
- Covers pre-existing conditions from day one
- All citizens aged 70+ covered, irrespective of income
Eligibility
- Families listed under the SECC deprivation criteria
- Eligible occupational categories of urban workers
- All senior citizens aged 70 and above
- Verify your name at the official beneficiary portal
Documents required
- Aadhaar card
- Ration card / family ID
- Registered mobile number for OTP
How to apply
- Open beneficiary.nha.gov.in and log in with your mobile number and OTP.
- Search by Aadhaar or ration card to check eligibility.
- Complete the Aadhaar e-KYC and upload a photo.
- Download your Ayushman card and use it for cashless treatment.
Helpline
14555 / 1800-111-565
Official links
- Check eligibility & download Ayushman card ↗
- Find empanelled hospitals ↗
- National Health Authority ↗
- Check your eligibility on myScheme (Govt of India) ↗
Frequently asked questions
How do I make and download my Ayushman card?
Log in at beneficiary.nha.gov.in with your mobile/OTP, verify eligibility by Aadhaar or ration card, complete e-KYC and download the card.
What does Ayushman Bharat cover?
₹5 lakh per family per year of cashless treatment for a wide range of secondary and tertiary procedures at empanelled hospitals.
Who is eligible for the Ayushman card?
Families under the SECC deprivation list, certain occupational categories, and all citizens aged 70+ regardless of income.