Pradhan Mantri Matru Vandana Yojana (PMMVY) gives pregnant and lactating mothers a cash benefit of ₹5,000 for the first child — and ₹6,000 if the second child is a girl — paid directly to the mother’s bank account. The money supports nutrition and partial wage compensation so mothers can rest before and after delivery.
Key facts
| Benefit (1st child) | ₹5,000 in two installments |
| Benefit (2nd child, girl) | ₹6,000 in one installment after birth |
| Plus | ~₹1,000 more via JSY institutional-delivery incentive for eligible mothers |
| Who | Pregnant & lactating women (age 18+), excluding those in paid maternity leave (govt/PSU employees) |
| Register | Anganwadi centre / ASHA worker / pmmvy.wcd.gov.in citizen login |
| Condition | Early pregnancy registration, ante-natal check-up, birth registration & vaccination milestones |
Installment structure (first child)
| Installment | Amount | Condition |
| 1st | ₹3,000 | Pregnancy registered + at least one ante-natal check-up (within the set window) |
| 2nd | ₹2,000 | Child’s birth registered + first vaccination cycle completed |
How to apply
- Go to your anganwadi centre or ASHA/ANM worker as soon as pregnancy is confirmed
- Fill the PMMVY form with Aadhaar, bank passbook (account in the mother’s name, Aadhaar-seeded) and MCP (Mother & Child Protection) card
- Or self-register on pmmvy.wcd.gov.in citizen login with mobile OTP
- Complete the milestones (ANC check-up, birth registration, vaccination) — installments release automatically after verification
Registration is free at anganwadi centres — carry Aadhaar and bank passbook.
Why payments get stuck
- Bank account not Aadhaar-seeded/DBT-enabled or in a joint name — fix at the branch
- Name mismatch between Aadhaar and bank records
- Late registration beyond the permitted window
- MCP card milestones not updated by the health worker — follow up at the anganwadi
Frequently asked questions
Do working women get PMMVY?
Yes, unless they already receive paid maternity benefits (government/PSU employees are excluded). Informal-sector working mothers are the core audience.
Is there any benefit for the second child if it is a boy?
The second-child benefit (₹6,000) applies only when the second child is a girl — designed to improve the child sex ratio.
Can I apply after delivery?
The scheme requires milestone-based claims within set windows; late cases are sometimes accommodated — ask your anganwadi supervisor immediately.
Related schemes
Disclaimer: PMYojnaUpdates.com is an independent information portal, not affiliated with any government department. Always verify details on the official site pmmvy.wcd.gov.in before applying.