Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an affordable life-insurance scheme that gives a life cover of ₹2 lakh at a low annual premium.
Apply and check status free on the official Government of India portal.
Benefits
- Life cover of ₹2 lakh on death due to any cause
- Low premium of ₹436 per year, auto-debited from the bank account
- Renewable every year
Eligibility
- Indian citizen aged 18–50 years with a savings bank account
- Good health declaration as per scheme rules
Documents required
- Aadhaar
- Savings bank account
- Consent for auto-debit
How to apply
- Enrol via your bank’s net banking or branch.
- Give consent for the annual premium auto-debit.
- Nominee receives ₹2 lakh on the policyholder’s death.
Helpline
1800-180-1111
FAQs
What is the cover under PMJJBY?
A life cover of ₹2 lakh on death due to any cause, for an annual premium of ₹436.
Who can enrol in PMJJBY?
Any Indian aged 18–50 with a savings bank account.