Pradhan Mantri Fasal Bima Yojana (PMFBY) provides affordable crop insurance to farmers against losses from natural calamities, pests and diseases.
Apply and check status free on the official Government of India portal.
Benefits
- Low premium: 2% for Kharif, 1.5% for Rabi, 5% for commercial/horticultural crops
- Covers crop loss from drought, flood, pests, diseases and other natural risks
- Claims paid directly to the bank account
Eligibility
- Farmers growing notified crops in notified areas
- Both loanee and non-loanee farmers can enrol
Documents required
- Aadhaar
- Land records / sowing certificate
- Bank account details
How to apply
- Visit pmfby.gov.in or your nearest bank/CSC.
- Select your crop, area and season and pay the farmer’s share of premium.
- Keep the policy and acknowledgement to track claims.
Helpline
14447 / 1800-200-7710
FAQs
How much premium does a farmer pay under PMFBY?
Only 2% for Kharif, 1.5% for Rabi and 5% for commercial/horticultural crops; the rest is shared by government.
How are PMFBY claims paid?
Claims are assessed after crop-loss survey and credited directly to the farmer’s bank account.