PM Surya Ghar Muft Bijli Yojana gives households a central subsidy of up to ₹78,000 for installing rooftop solar panels, plus up to 300 units of effectively free electricity a month for typical 3 kW systems. Applications are made on the national portal, installation is done by registered vendors, and the subsidy is paid directly to your bank account after inspection. Here is the complete application process.
Subsidy structure
| System size | Central subsidy |
| 1 kW | ₹30,000 |
| 2 kW | ₹60,000 |
| 3 kW and above | ₹78,000 (maximum) |
Many states add their own top-up subsidy. Collective installations for group housing societies get separate support for common facilities.
Who can apply
- Indian household with a valid electricity connection in the applicant’s name
- Own a house with a roof suitable for solar panels
- Household must not have availed any other rooftop-solar subsidy earlier
How to apply — step by step
- Register on pmsuryaghar.gov.in — select your state, DISCOM, and enter your consumer number, mobile and email
- Log in and submit the rooftop solar application with basic details and roof information
- Wait for feasibility approval from your DISCOM (checked against your sanctioned load)
- Choose a registered vendor from the portal list and get the plant installed
- Submit plant details and apply for the net meter
- After DISCOM inspection and commissioning certificate, submit your bank details and a cancelled cheque on the portal
- Subsidy is credited to your bank account, typically within 30 days of commissioning
Application and vendor lists are free on the official national portal.
Costs and savings — what to expect
- A 3 kW system typically costs around ₹1.45–2 lakh before subsidy, varying by state and vendor — the ₹78,000 subsidy cuts this sharply
- Collateral-free loans at concessional rates are available for the balance amount through the portal’s financing options
- A 3 kW plant generates roughly 300+ units/month in most of India — enough to wipe out a typical household bill via net metering
Frequently asked questions
Do I pay the vendor full price first?
Yes — you pay the vendor (or finance it via loan) and the subsidy comes to your bank account after commissioning and inspection. Never pay anyone who promises the “subsidy in cash upfront”.
Can tenants apply?
The electricity connection and roof rights must be in the applicant’s name, so typically only house owners can apply.
How long does the whole process take?
From application to subsidy credit usually takes 1–3 months depending on DISCOM feasibility, vendor installation speed and inspection scheduling.
Related guides
Disclaimer: PMYojnaUpdates.com is an independent information portal, not affiliated with any government department. Always use the official site pmsuryaghar.gov.in for applications and status checks.