Free online calculators to plan your loans and savings under popular government schemes. Estimate your loan EMI, build a pension/SIP corpus, and project your PPF and Sukanya Samriddhi maturity — all updating live as you move the sliders.
Useful for PM Mudra, home, vehicle and personal loans. Figures are indicative.
Frequently asked questions
How is loan EMI calculated?
EMI = P × r × (1+r)^n ÷ ((1+r)^n − 1), where P is the loan amount, r is the monthly interest rate and n is the number of monthly instalments.
Are these calculator results guaranteed?
No — they are indicative estimates to help you plan. Actual loan EMIs, returns and interest rates depend on the bank or scheme and may change.
What interest rate should I use for PPF and Sukanya Samriddhi?
These rates are set by the government every quarter. The calculator uses recent default rates (PPF 7.1%, SSY 8.2%) which you can change to the latest notified rate.